Terms & Conditions

Effective Date: August 16, 2025

1. Service Description

Horse Picker ("we", "our", or "the Service") provides statistical analysis, data-driven predictions, and informational content related to horse racing. Our service is strictly educational and informational in nature, similar to financial market analysis tools or sports statistics platforms.

2. Nature of Service - Information Only

By using Horse Picker, you acknowledge and agree that:

• We provide data analysis and predictions for informational purposes only
• We are NOT a gambling or betting service
• We do NOT accept wagers or bets of any kind
• We do NOT process gambling transactions
• We do NOT act as a bookmaker or betting intermediary
• Our predictions are based on historical data analysis and should be viewed as educational content

3. User Responsibilities

Users of Horse Picker agree to:

• Use our service for informational and educational purposes only
• Make their own independent decisions regarding any actions taken based on our information
• Comply with all applicable laws and regulations in their jurisdiction
• Not hold Horse Picker liable for any decisions made based on our analysis

4. No Guarantee of Results

While we strive to provide accurate analysis based on available data, we make no guarantees regarding:

• The accuracy of predictions or analysis
• Any specific outcomes or results
• Financial gains or losses from decisions based on our information

5. Subscription and Payments

Our subscription fees are solely for access to our data analysis and informational content. Payments are NOT related to gambling or betting activities. All subscriptions are subject to our refund policy.

6. Intellectual Property

All content, analysis, algorithms, and materials on Horse Picker are protected by intellectual property laws. Users may not reproduce, distribute, or create derivative works without explicit permission.

7. Disclaimer of Liability

Horse Picker provides information "as is" without warranties of any kind. We are not liable for:

• Any losses resulting from decisions based on our analysis
• Actions taken by users based on our informational content
• Any indirect, consequential, or punitive damages

8. Age Restriction

Our service is intended for users aged 18 and over. By using Horse Picker, you confirm that you meet this age requirement.

9. Termination

We reserve the right to terminate or suspend access to our service for violations of these terms or for any other reason at our discretion.

10. Governing Law

These terms are governed by the laws of the United Kingdom. Any disputes shall be resolved in the courts of the United Kingdom.

11. Changes to Terms

We may update these terms from time to time. Continued use of the service after changes constitutes acceptance of the new terms.

12. Contact Information

For questions about these terms or our service, please contact us through our website contact form.

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